Finovate Strategic Advisors
Finovate Strategic Advisors
FINANCIAL & STRATEGIC ADVISORY SERVICES

Strategic Financial Solutions for Every Stage of Growth.

We assist Builders & Developers, Businesses, Individuals and Investors with practical financial solutions tailored to their requirements. From construction finance and project funding to business loans, retail finance and investment solutions, we provide guidance and end-to-end support.

CA
CA Macson B. Lopes
10+ Yrs Exp • Ex-ICICI, ASK, JM Financials
ER
Er. Jojal J. Lopes
Civil Engineer & MBA • Civil Construction & Services
Services

Everything You Need — All Under One Strategic Advisory

Finovate delivers debt syndication, retail mortgage solutions, wealth advisory, and on-ground civil engineering under one roof.

CONSTRUCTION & LRD

Real Estate Funding & Builder Solutions

End-to-end funding support across Construction Finance (₹5 Cr & above), Lease Rental Discounting (LRD), Bank APF approvals, and RERA compliance monitoring.

  • Construction Finance syndication
  • Lease Rental Discounting (LRD)
  • Bank APF tie-ups & Home Loans
  • RERA registration & compliance
₹5 Cr & aboveTicket Range
RETAIL & MSME FINANCING

Retail Loan Services & Mortgage

Personalized debt solutions across Home Loans, Loan Against Property (LAP), Business Working Capital, and Commercial Property Purchase loans.

  • Home Loans & Balance Transfers
  • Loan Against Property (LAP)
  • Unsecured Business & Working Capital
  • Commercial Property Purchase
25+ LendersPartner Network
WEALTH & PORTFOLIO

Goal-Oriented Investment Solutions

Disciplined wealth creation strategies including goal-based Mutual Funds (retirement, education), Bonds, Fixed Deposits, Equity, and Portfolio Health Reviews.

  • Goal-based Mutual Fund planning
  • Bonds & Fixed Deposits
  • Equity investment opportunities
  • Comprehensive Portfolio Review
Goal-BasedCustom Strategy
TECHNICAL VALUATION & PMC

Construction & Civil Engineering

Led by Er. Jojal J. Lopes (Civil Engineer & MBA). Undertakes Government & Public Works, residential/commercial construction, estimation, costing, and EPC/PMC support.

  • Government & Public Works
  • Residential & Commercial Construction
  • Project Management & Estimation
  • PMC / EPC technical advisory
PROVEN TRACK RECORD & ADVISORY STATS

Institutional Credibility. Practical Execution.

Credit Analysis01
0+ Yrs
Banking & Credit Pedigree
Qualified CA Post-Experience
Debt Syndication02
0 Cr
Max Deal Ticket Size
Construction Finance & LRD
Industry Pedigree03
0 Groups
Corporate Experience
ICICI, ASK, JM etc
Full Lifecycle04
0%
End-to-End Execution
Underwriting to Security Release
HOW FINOVATE WORKS

Our Construction Finance Process

We provide end-to-end assistance to Builders & Developers, from understanding the promoter group and project to lender selection, sanction, disbursement and post-disbursement support.

Stage 01 of 05
Key Evaluation Processes & Deliverables
GROUP DUE DILIGENCE
iPromoter Background

Understanding the key promoters/partners, their education, professional experience, expertise and role in the business.

iiGroup Vintage & Business Profile

Reviewing the group's vintage in real estate, other businesses and sources of income.

iiiReal Estate Track Record & Asset Base

Assessment of projects delivered, ongoing and upcoming projects, land bank and overall asset position.

ivFinancial & Credit Assessment

Reviewing promoter/group financials, existing debt, repayment track record, CIBIL/credit history and overall financial position.

vGroup Structure & Existing Exposure

Understanding the group structure, related entities, existing lender exposure, guarantees and inter-company/group-level obligations.

Execution Milestone:Stage 015 Key Review Stages
STAGE 1: Promoter & Group Assessment

Promoter & Group Assessment

We begin by understanding the promoter group, its track record, financial position and overall business profile.

End-to-End Promoter & Project Execution Support
Step 1 of 5 in Finovate Construction Finance Process
ENTERPRISE-GRADE GOVERNANCE

Trust engineered into every transaction.

Our advisory process is anchored in institutional credit rigor, banking expertise, and fiduciary dedication to our clients' commercial and wealth success.

Pillar 01

Banking & Credit Expertise

10+ years of institutional experience in banking and financial services with deep expertise in credit appraisal, balance sheet analysis, and ₹5 Cr & above construction finance proposals.

Institutional Standard Verified
Pillar 02

Construction Finance Syndication

Specialized debt syndication for builders — from structured construction debt and inventory funding to Lease Rental Discounting (LRD) and APF tie-ups across PSU and private banks.

Institutional Standard Verified
Pillar 03

End-to-End Deal Support

From understanding project requirements and structuring proposals to term-sheet negotiations, committee sanction, legal documentation, milestone disbursement, and post-disbursement monitoring.

Institutional Standard Verified
Pillar 04

Multiple Institutional Funding Options

Direct access to optimal capital structures across leading Public Sector Banks, Private Banks, NBFCs, and HFCs tailored to borrower risk profile and project cashflows.

Institutional Standard Verified
Pillar 05

Retail Mortgages & Wealth Advisory

Comprehensive advisory for individuals and business owners across high-ticket Home Loans, Loan Against Property (LAP), goal-oriented Mutual Funds, and portfolio audits.

Institutional Standard Verified
Pillar 06

Civil Valuation & Technical Engineering

Led by Er. Jojal Lopes (Civil Engineer, MBA), our engineering wing executes Government & Public Works, PMC/EPC supervision, Techno-Economic Viability (TEV) studies, and certified civil valuations.

Led by Er. Jojal LopesPortal
INTERACTIVE ADVISORY TOOLS

Plan your funding & investment targets.

Estimate your monthly loan installments or visualize wealth creation milestones with Finovate’s structured financial planning tools.

Loan Amount₹50,00,000 (₹50 Lakh)
₹5 Lakhs₹50 Lakhs₹10 Crore₹20 Crore
Interest Rate (p.a.)9.0%
7.0%9.0% (Common)13.5%18.0%
Loan Tenure15 Years (180 Months)
1 Year5 Years15 Years (Common)30 Years
Monthly Loan Installment (EMI)
₹50,713
per month for 180 installments
Principal (55%)Interest (45%)
Principal Amount:₹50,00,000
Total Interest Payable:₹41,28,340
Total Payable Amount:₹91,28,340
Structure Loan with Finovate
Verified Client Reviews

Real Stories from Builders, Promoters & Borrowers

See why individuals, business owners, and developers across Mumbai MMR and Western India trust Finovate Strategic Advisors.

★★★★★5.0 / 5 Google Rating
Verified Client Experiences
Transparent Advisory
a month ago
Loan Facilities & Developer Finance

Proper guide & loan disbursement with lower ROI

Reliable and expert advisor for all types of loan facilities like personal loan Home loan business loan, Developer finance etc Mala personal loan sathi proper guide karun loan disbursement karun dili with lower ROI Recently Mazya friends ne suddha macson chya Guide ne loan disburse kelet with Lower ROI

AG
Akshay GaikarLocal Guide
Local Guide · 10 reviews · 12 photos
3 months ago
Personal Loan Services

Sanctioned within a day with full transparency

Very Very Professional in Providing Loans services. I got my personal Loan Sanctioned within a day with full transparency. Would highly recommended for others. ⭐️⭐️⭐️⭐️⭐️. Team Finovate Keep it up 👍 …

SN
sachin nimkar
7 reviews
a week ago
Corporate Finance Consulting

Wonderful experience in all aspects — Thanks to Mr Lopez

Wonderful experience in all aspects. Thanks to Mr Lopez Services: Corporate finance consulting

SK
Sushant Kumar
3 reviews
a month ago
Loan Facilities & Developer Finance

Proper guide & loan disbursement with lower ROI

Reliable and expert advisor for all types of loan facilities like personal loan Home loan business loan, Developer finance etc Mala personal loan sathi proper guide karun loan disbursement karun dili with lower ROI Recently Mazya friends ne suddha macson chya Guide ne loan disburse kelet with Lower ROI

AG
Akshay GaikarLocal Guide
Local Guide · 10 reviews · 12 photos
3 months ago
Personal Loan Services

Sanctioned within a day with full transparency

Very Very Professional in Providing Loans services. I got my personal Loan Sanctioned within a day with full transparency. Would highly recommended for others. ⭐️⭐️⭐️⭐️⭐️. Team Finovate Keep it up 👍 …

SN
sachin nimkar
7 reviews
a week ago
Corporate Finance Consulting

Wonderful experience in all aspects — Thanks to Mr Lopez

Wonderful experience in all aspects. Thanks to Mr Lopez Services: Corporate finance consulting

SK
Sushant Kumar
3 reviews
FAQ

Got Questions? We’ve Got Answers

Key insights into real estate funding syndication, institutional credit underwriting, and civil engineering advisory with Finovate Strategic Advisors.

Still have a question?

Our senior advisory partners are ready to assist you with deal syndication or technical project evaluations.

Contact Us Directly
We syndicate and structure construction finance facilities from ₹5 Crore & above for residential, commercial, and mixed-use developments. We work directly with leading Public Sector Banks, Private Banks, NBFCs, and HFCs across Construction Finance, Lease Rental Discounting (LRD), Bank APF approvals, and statutory RERA compliance.
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From ₹5 Cr & above construction finance and LRD to goal-driven wealth compounding, get started with Finovate in minutes and stay in control for life.

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