About Finovate Strategic Advisors
We bridge the gap between complex banking credit requirements, on-ground real estate development, and disciplined wealth management.
Meet Our Advisory Leadership
Combining Chartered Accountancy credit analysis with hands-on Civil Engineering execution to give clients an unmatched strategic advantage.
CA Macson B. Lopes
10+ Years Post-Qualification Experience: Qualified as a Chartered Accountant in 2015 with over a decade of high-level exposure across Banking & Financial Services.
Foundation & Articleship: Completed professional articleship with reputed firm R.K. Jhunjhunwala & Associates (2011–2014).
Institutional Pedigree: Worked with premier banking and financial institutions including Bassein Catholic Bank, ICICI Group, ASK Group, and JM Financials Group.
Large-Ticket Underwriting: Specialised in Credit Analysis and Construction Finance, having appraised and structured large-ticket proposals of ₹5 Crore & above.
Risk Evaluation Expertise: Highly experienced in deep evaluations of developers, projects, cash flows, debt structures, and overall creditworthiness.
Er. Jojal J. Lopes
Dual Technical & Business Acumen: Civil Engineer with an MBA in Marketing and experience in civil construction and government contracting.
Government & Public Works: Experienced in execution of Government and Public Works, including projects for government authorities and public institutions.
Project Execution & Site Management: Handles project identification, tendering, execution, site management, and coordination with government authorities.
PMC & Civil Engineering: Brings practical experience in construction execution, project management, and civil engineering services.
On-Ground Realism: Bridges the gap between paper financial models and on-ground project milestone reality for lenders and developers.
Why Choose Finovate Strategic Advisors?
Six distinctive pillars that define our institutional reputation and client value.
Banking & Credit Expertise
10+ years of institutional experience in banking and financial services with deep expertise in credit appraisal, balance sheet analysis, and ₹5 Cr & above construction finance proposals.
Construction Finance Syndication
Specialized debt syndication for builders — from structured construction debt and inventory funding to Lease Rental Discounting (LRD) and APF tie-ups across PSU and private banks.
End-to-End Deal Support
From understanding project requirements and structuring proposals to term-sheet negotiations, committee sanction, legal documentation, milestone disbursement, and post-disbursement monitoring.
Multiple Institutional Funding Options
Direct access to optimal capital structures across leading Public Sector Banks, Private Banks, NBFCs, and HFCs tailored to borrower risk profile and project cashflows.
Retail Mortgages & Wealth Advisory
Comprehensive advisory for individuals and business owners across high-ticket Home Loans, Loan Against Property (LAP), goal-oriented Mutual Funds, and portfolio audits.
Civil Valuation & Technical Engineering
Led by Er. Jojal Lopes (Civil Engineer, MBA), our engineering wing executes Government & Public Works, PMC/EPC supervision, Techno-Economic Viability (TEV) studies, and certified civil valuations.
Discuss Your Financing or Wealth Objectives
Connect directly with CA Macson Lopes or Er. Jojal Lopes at our Vasai West office.