Finovate Strategic Advisors
Real Estate Construction Skyline

Real Estate Funding / Builder Solutions

End-to-end advisory across Construction Finance (₹5 Cr & above), Lease Rental Discounting (LRD), Bank APF approvals, and statutory RERA compliance.

COMPREHENSIVE ADVISORY CAPABILITIES

Structured Real Estate Fund Raising ₹5 Crore & above

Led by CA Macson Lopes with 10+ years of institutional credit analysis pedigree across Bassein Catholic Bank, ICICI Group, ASK Group, and JM Financials, Finovate provides institutional-grade debt structuring for developers across Mumbai MMR, Thane, Navi Mumbai, Vasai-Virar, and Pune.

Flagship Capability01

Construction Finance (₹5 Cr & above)

We assist builders and developers in identifying suitable institutional lenders based on developer track record, project stage, approvals, cash flows, and overall risk profile.

Full funding cycle support: lender identification, term-sheet negotiation, and committee sanction
Comprehensive credit modeling for residential, commercial, and township developments
Legal documentation, mortgage creation & CERSAI charge perfection
Phase-wise milestone drawdowns and release of security upon loan closure
Commercial Assets02

Lease Rental Discounting (LRD)

Raise structured long-term liquidity against stable rental income from reputed corporate tenants in commercial offices, tech parks, and warehouses.

Rigorous appraisal of rental cash flows, lease lock-in structures, and tenant creditworthiness
Unlocking up to 75%–85% of net discounted rental value at competitive interest rates
Extended repayment tenures up to 12–15 years matching long-term corporate lease terms
Refinancing existing high-cost debt to optimize operational cash flows
Retail Tie-Ups03

APF (Approved Project Finance) & Home Loans

Obtain formal project approvals with Top Banks, NBFCs and HFCs to facilitate hassle-free home loan disbursements for retail buyers.

Fast-track project code approvals across SBI, HDFC Bank, ICICI Bank, and Bank of Baroda
Elimination of sales booking bottlenecks caused by retail loan delays
Title search verification, master draft agreements, and direct bank liaison
Dedicated retail home loan desk to guide buyers through sanction and disbursement
Statutory Governance04

RERA Registration & Compliance

Maintain strict compliance with RERA regulations, mandatory quarterly disclosures, escrow account operations, and project phase extension filings.

End-to-end RERA project registration and documentation management
Quarterly financial updates and CA/Engineer withdrawal certification alignment
Escrow account structuring to avoid regulatory freezing of project proceeds
Advisory on correction filings, extensions, and regulatory audit readiness

Why Developers Choose Finovate for Deal Syndication

We bring together CA-led financial modelling, project viability assessment, cash flow structuring, and comprehensive documentation to present your project in a lender-ready manner, enabling smoother fund-raising with minimal delays and queries.

✓ Guidance in onboarding the most suitable lender✓ Negotiation and structuring of competitive commercials✓ Fast Sanction Turnaround

Request Real Estate Funding

Share your project stage, location, and requirement — CA Macson Lopes will review your proposal and provide structured terms.

Direct Partner Access
LOANS & INVESTMENT ADVISORY SERVICES:
+91 99755 59250
Construction & Civil Services:
+91 80070 80926
D-116, Sethi Palace CHSL, Ambadi Road, Vasai West